Zoe Alvarez
The Healthy Indiana Plan (HIP) is a health insurance program offered by the state of Indiana for qualified adults aged 19 to 64. It covers medical, dental, vision, and chiropractic expenses and incentivizes members to take better care of their health by offering rewards. These rewards can be used for various purposes, including paying rent and utility bills. NIPSCO, or the Northern Indiana Public Service Company LLC, is Indiana's largest natural gas distribution company and the second-largest electric distribution company. It serves approximately 850,000 natural gas and 483,000 electric customers across 32 counties. In August 2023, NIPSCO adjusted its electric rates, resulting in an average increase of $12 per month for residential customers.
| Characteristics | Values |
|---|---|
| Healthy Indiana Plan | A health insurance program for qualified adults |
| Age range | 19-64 |
| Income range | Less than approximately 138% of the federal poverty level |
| Monthly cost | Affordable monthly contributions based on income |
| Benefits | Vision, dental, and chiropractic services |
| NIPSCO | Northern Indiana Public Service Company LLC |
| NIPSCO customer service | 1-800-464-7726 |
| NIPSCO bill assistance | NIPSCO.com/FinancialSupport |
| NIPSCO energy efficiency programs | NIPSCO.com/Save |
Explore related products
What You'll Learn
- NIPSCO's electric rates increased in August 2023, affecting residential customer bills
- NIPSCO Generation—a proposed company to build power plants and serve data centres
- The Healthy Indiana Plan (HIP) provides health insurance for qualified adults aged 19-64
- HIP Plus offers comprehensive benefits, including vision, dental and chiropractic services
- HIP empowers members to make cost-conscious healthcare decisions and rewards healthy choices
NIPSCO's electric rates increased in August 2023, affecting residential customer bills
NIPSCO's electric rates are set to increase in 2023, with the first rate increase impacting electric bills in September. This comes after NIPSCO delayed the retirement date for their Schahfer coal-fired units from 2023 to 2025, which means customers will continue to pay for these units while also paying for new renewables.
The proposed rate hike has faced opposition from NIPSCO customers, with some speaking out at an IURC field hearing. The average residential customer using 672 kWh per month will see an increase of about $23 per month (16.75%). This change is lower than the initially proposed monthly increase of approximately $32 per month (22%) for an average residential customer using 729 kWh per month. The rate changes will be phased in to help ease the impact on customers.
NIPSCO has also proposed a new program to help low-income customers with their monthly bills. The proposal will apply a flat discount for customers enrolled in the Low-Income Home Energy Assistance Program (LIHEAP) from July through October. Additionally, NIPSCO is investing in renewable energy sources, which will drive down rates in the long term.
While there is no direct information on the effect of Indiana's HIP (Healthy Indiana Plan) on rent and NIPSCO, it is worth noting that HIP is a health insurance program for qualified adults aged 19-64, providing incentives for members to take responsibility for their health. It is separate from any potential impact of utility rate increases.
Explore Hilton Head's Beach Cottage Rentals
You may want to see also
Explore related products
NIPSCO Generation—a proposed company to build power plants and serve data centres
Indiana has seen a surge in average residential electric bills, with a 17.5% increase over a 12-month period ending in July 2025, the highest in 20 years. NIPSCO's average residential bills saw the highest increase in the state, jumping 26.7% in 2025 and 17.8% in 2024.
In response to this, Indiana's governor, Mike Braun, has pressed for lower utility rates from investor-owned utility companies in the state, including NiSource. Braun's comments have prompted the state's ratepayer advocate, Abby Gray, to evaluate utility profits and seek cost-saving measures. Despite this, analysts predict that Braun's comments are unlikely to affect the proposal to create NIPSCO Generation, a company affiliated with NiSource's Northern Indiana Public Service Co.
NIPSCO Generation is a proposed company that would build and own power plants to serve data centres and other "megaload" customers. The creation of this separate generation company would allow NIPSCO to meet the unique demands of megaload customers, such as data centres, and protect existing customers by isolating risks to the generation company while maintaining NIPSCO's financial integrity.
The proposed settlement for NIPSCO Generation includes limits on its operations and protections separating it from NIPSCO. GenCo, a subsidiary of NIPSCO, would be restricted to serving data centres through independently developed power generation infrastructure rather than building new power plants. GenCo would negotiate rates directly with hyperscale data centres and purchase power from independent electricity generators, such as solar or wind farms, to supply electricity to these customers. The settlement aims to prevent NIPSCO from building more electricity-generating capacity than needed and protect existing customers from cost increases.
Rent-to-Own Contracts: Do They Need Notarization?
You may want to see also
Explore related products
The Healthy Indiana Plan (HIP) provides health insurance for qualified adults aged 19-64
The Healthy Indiana Plan (HIP) is a health insurance program for qualified adults aged 19-64. It is offered by the State of Indiana and covers medical costs for members, including hospital care, doctor care, prescriptions, and diagnostic care. The plan also includes dental, vision, and chiropractic care. It is designed to provide health coverage to low-income Hoosiers who are not eligible for Medicare or Medicaid and may provide additional benefits for pregnant women.
HIP has two pathways to coverage: HIP Plus and HIP Basic. HIP Plus is the initial plan selection for all members and offers comprehensive benefits, including vision, dental, and chiropractic services. It also allows for more visits to physical, speech, and occupational therapists. With HIP Plus, members do not pay copayments when they visit the doctor or fill a prescription. The only exception is a copayment for non-emergency use of the emergency room.
HIP Basic, on the other hand, does not include dental, vision, or chiropractic services. It provides all the required essential health benefits but may have copayments for certain services. Members in the HIP Basic plan have a Personal Wellness and Responsibility (POWER) account, but they do not make contributions to this account. The first $2,500 of a member's medical expenses in both plans are paid for by this POWER account.
To participate in HIP Plus, members make affordable monthly contributions to their POWER account based on their income. These contributions can be as low as $1 and go up to $20, depending on the member's income level relative to the Federal Poverty Level. Members who remain in the HIP Plus program can reduce their POWER account contribution amounts after a year by receiving recommended preventive care services.
The Healthy Indiana Plan empowers members to make important decisions about the cost and quality of their healthcare. It provides incentives for members to take personal responsibility for their health and ensures an adequate provider network for both HIP and Medicaid enrollees.
Van Rental: License Requirements and More
You may want to see also
Explore related products
HIP Plus offers comprehensive benefits, including vision, dental and chiropractic services
The Healthy Indiana Plan (HIP) is a health insurance program offered by the State of Indiana for qualified adults. It covers Indiana residents between the ages of 19 and 64 who meet specific income levels. The HIP Plus program provides comprehensive benefits, including vision, dental, and chiropractic services, for a low, predictable monthly cost.
HIP Plus is the initial plan selection for all members and offers the best value. It provides more benefits than the HIP Basic program, including vision, dental, and chiropractic services. It also allows more visits for physical, speech, and occupational therapy and covers additional services like bariatric surgery and Temporomandibular Joint Disorders treatment. With HIP Plus, members can get 90-day refills on prescriptions and receive medication by mail order. They can also receive medication therapy management services that work closely with their doctors and pharmacies to ensure prescription therapies are safe and effective.
In the HIP Plus program, members do not pay copayments when they go to the doctor or hospital or fill a prescription. The only exception is a copayment for visiting the emergency room when there is no true emergency, which is $8. Members pay an affordable monthly POWER account contribution based on their income. This contribution can be split when spouses are both enrolled in HIP, and it may be higher for smokers.
The Healthy Indiana Plan empowers members to make important decisions about the cost and quality of their healthcare. As an incentive, members who remain in the HIP Plus program can reduce their POWER account contribution amounts after a year in the program based on the amount remaining in their accounts. If they receive recommended preventive care services throughout the year, the discount is doubled.
Where to Rent Rug Shampooers in Fremont, CA?
You may want to see also
Explore related products
HIP empowers members to make cost-conscious healthcare decisions and rewards healthy choices
The Healthy Indiana Plan (HIP) is a health insurance program offered by the State of Indiana for qualified adults. It empowers members to make important decisions about the cost and quality of their healthcare. HIP provides incentives for members to take personal responsibility for their health and rewards them for making healthy choices.
HIP has two pathways to coverage: HIP Plus and HIP Basic. HIP Plus is the initial plan selection for all members and offers the best value. It provides comprehensive benefits, including vision, dental, and chiropractic services, for a low, predictable monthly cost. Members in the HIP Plus program do not pay copayments every time they visit a doctor or fill a prescription. The only exception is a copayment for visiting the emergency room when there is no true emergency.
HIP Basic, on the other hand, is a more basic plan with fewer benefits. Members in the HIP Basic plan also have a POWER account, but since they are not making contributions, their potential discount for receiving preventive care is lower.
In the HIP program, the first $2,500 of a member's medical expenses for covered benefits are paid with a special savings account called a Personal Wellness and Responsibility (POWER) account. The state pays most of this amount, but the member is also responsible for paying a small portion of their initial healthcare costs. The member's contribution is based on their income and can be as low as $1 to $20 per month. Managing your account well and getting preventive care can help reduce future costs. If a member's annual healthcare expenses are more than $2,500, the first $2,500 is covered by their POWER account, and expenses for additional health services are fully covered at no additional cost.
The Healthy Indiana Plan covers Indiana residents between the ages of 19 and 64 whose family incomes are less than approximately 138% of the federal poverty level and who are not eligible for Medicare or another Medicaid category. The plan provides health coverage to low-income Hoosiers and ensures an adequate provider network for both HIP and Medicaid enrollees.
Rent Plus Charges: What's the Cost?
You may want to see also
Frequently asked questions
The Healthy Indiana Plan is a health insurance program offered by the State of Indiana for qualified adults between the ages of 19 and 64. The plan covers medical, vision, dental, and chiropractic costs for members and rewards them for taking better care of their health.
NIPSCO, or the Northern Indiana Public Service Company LLC, is Indiana's largest natural gas distribution company and the second-largest electric distribution company. NIPSCO serves approximately 850,000 natural gas and 483,000 electric customers across 32 counties.
Members of the Healthy Indiana Plan can earn dollar rewards by making healthy choices, such as completing a Health Needs Screening and staying up to date on preventive care. These rewards are added to a My Health Pays Visa Prepaid Card, which can be used to pay for everyday items, including rent.
