Zoe Alvarez
The Southwest Plus Card and Southwest Priority Card offer rental car insurance as a free benefit. This insurance covers theft, damage, administrative fees, and reasonable towing charges. To qualify for this benefit, cardholders must decline the rental agency's insurance and pay for the rental entirely with their Southwest card or points. However, not all vehicles are covered, and there are exclusions such as high-value vehicles, motorcycles, and high-capacity vans. Additionally, damages arising from reckless usage, such as off-road driving, are not covered. It's important to carefully read the terms and conditions of the card to understand the specific coverage provided and any limitations or exclusions that may apply.
| Characteristics | Values |
|---|---|
| Card Type | Southwest Rapid Rewards® Plus Credit Card |
| Coverage | Covers damages caused by theft or collision |
| Coverage Limit | Up to the actual cash value of the vehicle |
| Rental Period | Covers rental periods up to 31 consecutive days |
| Vehicle Exclusions | High-value vehicles, motorcycles, and high-capacity vans |
| Payment Method | The entire cost of the car rental must be paid with the Southwest card to be eligible for coverage |
| Primary Coverage | Applicable when renting a car outside your country of residence |
| Secondary Coverage | Applicable in the United States if you have another insurance policy |
| Additional Benefits | EarlyBird Check-In, points on purchases, hotel and car rental redemptions |
Explore related products
What You'll Learn
- The Southwest Plus Card offers rental car insurance as a free benefit
- Cardholders are covered up to the actual cash value of most rented cars
- The Chase card covers rented vehicles against damage and theft
- The cardholder must pay for the entire rental cost to benefit from the insurance coverage
- The cardholder must make every effort to protect the rental vehicle from damage or theft
The Southwest Plus Card offers rental car insurance as a free benefit
To benefit from the card's insurance coverage, cardholders must use their Southwest Plus Card to pay for the entire cost of the car rental. Additionally, it is important to note that not all vehicles are covered. Exclusions include high-value vehicles, motorcycles, and high-capacity vans.
In the United States, the coverage is secondary, meaning that if cardholders have another insurance policy, the benefit will only cover the amount that their other policies do not. Cardholders can initiate a claim by calling the Benefit Administrator or visiting the card's benefits website to obtain a claim form.
The Southwest Plus Card provides peace of mind for travellers by offering rental car insurance coverage, allowing cardholders to confidently decline the rental car company's additional policies, which often come at an extra cost.
Bangor MWR: Vehicle Rental Options for You
You may want to see also
Explore related products
Cardholders are covered up to the actual cash value of most rented cars
The Southwest Rapid Rewards® Plus Credit Card offers rental car insurance as a free benefit. This means that cardholders are covered up to the actual cash value of most rented cars. This includes reimbursement for covered theft, damage, administrative costs, or loss-of-use charges imposed by the rental company, as well as reasonable towing charges.
It is important to note that this coverage is secondary, meaning that if you have another insurance policy that covers the cost of damage or theft to the rental vehicle, the benefit will only cover the amount that your other policies do not. Additionally, this insurance only applies if you pay for the rental car using your Southwest card and decline the rental company's collision damage waiver.
The Southwest card's rental car insurance covers damages caused by theft or collision, but it is important to note that not all vehicles are covered. Exclusions include high-value vehicles, motorcycles, and high-capacity vans. There is also a time limit on the coverage, with rental periods covered for up to 31 consecutive days.
In the event of damage or theft, it is the cardholder's responsibility to make every effort to protect the rental vehicle. To file a claim, cardholders can call the Benefit Administrator or visit the card's benefits website to obtain a claim form.
RV Rental: Do You Need a CDL?
You may want to see also
Explore related products
The Chase card covers rented vehicles against damage and theft
The Chase card, in association with Southwest, offers rental car insurance as a free benefit. This means that if you rent a car and pay for the rental with an eligible Chase card, your rental car will be covered by the card's collision damage waiver (CDW). This includes reimbursement for covered theft, damage, administrative costs, loss-of-use charges, and reasonable towing charges.
The Chase card's rental car insurance covers rented vehicles against damage and theft up to the actual cash value of the vehicle. This means that cardholders are covered up to the Actual Cash Value of most rented cars. However, it's important to note that not all vehicles are covered. Exclusions include high-value vehicles, motorcycles, and high-capacity vans. Additionally, there is a rental period limit of 31 consecutive days.
To benefit from the card's insurance coverage, you must use your Chase card to pay for the entire cost of the car rental. This insurance is secondary, meaning that if you have another insurance policy that covers the cost of damage or theft, the Chase card's benefit will only cover the amount that your other policies do not. It is also your responsibility to make every effort to protect the rental vehicle from damage or theft.
In the event of an incident, you can file a claim by calling the Benefit Administrator or visiting the card's benefits website to obtain a claim form. It is recommended to be clear on the terms and conditions of the coverage and know the steps to file a claim in advance.
Exploring Town & Country Vans vs. Grand Caravan Rentals
You may want to see also
Explore related products
The cardholder must pay for the entire rental cost to benefit from the insurance coverage
The Southwest Plus Card offers rental car insurance as a free benefit. This insurance covers damages caused by theft or collision and cardholders are covered up to the actual cash value of most rental cars. This means that if you rent a car and pay for the rental with your Southwest Plus Card, you will be covered for any damage to the vehicle.
However, it is important to note that this insurance is secondary, meaning that if you have another insurance policy that covers the cost of damage or theft, the Southwest Plus Card insurance will only cover the amount that your other policy does not. Additionally, to benefit from the insurance coverage, the cardholder must pay for the entire rental cost with their Southwest Plus Card. This means that if you use another form of payment for part of the rental cost, you will not be covered by the card's insurance policy.
The Southwest Plus Card rental car insurance covers most rental cars, but there are some exclusions. For example, high-value vehicles, motorcycles, and high-capacity vans are not covered. Additionally, the rental period must be 31 consecutive days or less to be covered. It's also worth noting that the insurance only covers damage to the vehicle itself and does not include liability coverage, which would protect you in the event of an accident where someone is injured or their property is damaged.
In the event of damage to a rental car, it is the cardholder's responsibility to make every effort to protect the vehicle from further damage. This includes following the steps outlined by the insurance provider to remain eligible for coverage. To file a claim, cardholders can call the Benefit Administrator or visit the card's benefits website to obtain a claim form. Overall, the Southwest Plus Card rental car insurance provides valuable coverage for cardholders who rent cars, offering peace of mind and protection against financial loss in the event of damage or theft.
Should Landlords Rent to Section 8 Tenants?
You may want to see also
Explore related products
The cardholder must make every effort to protect the rental vehicle from damage or theft
The Southwest Plus Card rental car insurance covers damages caused by theft or collision. Cardholders are covered up to the Actual Cash Value of most rental cars. This means that cardholders are reimbursed for covered theft, damage, administrative costs, or loss-of-use charges imposed by the rental company, as well as reasonable towing charges that occurred while they were responsible for the vehicle.
However, it's important to note that not all vehicles are covered. Exclusions include high-value vehicles, motorcycles, and high-capacity vans. Additionally, there is a limit of 31 consecutive days for rental periods. To benefit from the card's insurance coverage, the entire cost of the car rental must be paid for using the Southwest card.
In terms of protecting the rental vehicle from damage or theft, cardholders should be aware that the insurance does not cover damages arising from reckless usage, such as off-road driving. While the card's insurance covers theft, cardholders should still make every effort to safeguard the vehicle and its contents. This includes practicing safe driving habits, parking in secure locations, and not leaving valuables unattended.
Furthermore, cardholders should familiarize themselves with the terms and conditions of the rental car insurance, including any exclusions and limitations. Understanding what is and is not covered will help cardholders make informed decisions and take the necessary precautions to protect the rental vehicle.
By taking these measures, cardholders can minimize the risk of damage or theft to the rental vehicle and have peace of mind during their travels.
Renting Smart: Calculate the Income Multiple
You may want to see also
Frequently asked questions
The card covers theft, damage, administrative costs, loss-of-use charges, and reasonable towing charges.
The card does not cover damages arising from reckless usage like off-road driving. It also does not cover rental periods beyond 31 consecutive days and certain vehicles like high-value vehicles, motorcycles, and high-capacity vans.
To file a claim, call the Benefit Administrator at 1-877-631-0919 or visit the card’s benefits website to obtain a claim form.
No, you do not need to purchase additional insurance. However, it is important to note that the card's insurance is secondary coverage, meaning it will only cover the amount that your other policies do not.
