Luna Harper
Rent-A-Center offers an optional membership program called RAC Benefits Plus, which provides a range of benefits and discounts to its members. These benefits include rental protection, health and wellness perks, and discounts on dining, travel, entertainment, and more. The program also offers additional coverage on Rent-A-Center purchases and access to medical professionals. While the benefits may vary by state, members can enjoy savings on products and services from thousands of merchants nationwide. The membership can be cancelled at any time by contacting the local Rent-A-Center store.
| Characteristics | Values |
|---|---|
| Cancellation | Can be done at any time |
| How to cancel | Contact your local store |
| Rental Protection | Involuntary Unemployment Waiver, Accident and Sickness Payment Waiver, and up to a year of service for paid-out products |
| Health & Wellness | 24/7 Telemedicine, Dental, Vision, Prescription savings, and more |
| Discounts & Deals | Dining, shopping, travel, entertainment, professional services, etc. |
| Theft Protection | Covers theft with visible signs of forced entry |
| Loss Protection | Covers losses under the Loss Damage Waiver program |
| Service Protection | Covers product service after the account is paid in full |
| Unemployment Protection | Waives rental payments for up to four months or up to $1,000 |
| Sickness Protection | Waives rental payments if unable to work due to sickness or injury |
| Repair Cost Coverage | Covers repair costs, including parts and labor, for items under the manufacturer's warranty |
| Medical Access | Access to medical professionals and prescription savings |
| App Access | My Deals Mobile app for convenient access to member discounts and tracking savings |
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What You'll Learn
Cancelling RAC Benefits Plus membership
RAC Benefits Plus is an optional add-on membership to your rental agreement with Rent-A-Center, offering various money-saving opportunities, discounts, and benefits. While the membership provides several advantages, you may decide to cancel it for various reasons. Here's a comprehensive guide on cancelling your RAC Benefits Plus membership:
Understanding Your Membership
Before cancelling, it's essential to understand the nature of your RAC Benefits Plus membership. This membership is entirely optional and can be added to your rental agreement at any time. The program offers a wide range of benefits, including discounts on dining, shopping, travel, entertainment, and professional services. Additionally, it provides health and wellness benefits, such as telemedicine, dental, vision, and prescription savings.
Cancellation Policy
The good news is that Rent-A-Center allows you to cancel your RAC Benefits Plus membership at any time. There are no specific restrictions or penalties mentioned for cancelling the membership. However, it's always a good idea to review the program terms and conditions to understand any potential limitations or exclusions that may apply to your cancellation.
Steps to Cancel
To initiate the cancellation process, you need to contact your local Rent-A-Center store. You can either visit the store in person or give them a call. Inform them of your decision to cancel your RAC Benefits Plus membership, and they will guide you through the necessary steps. It's important to note that you have the right to cancel your membership at any time, and you are not obligated to provide a reason for cancellation.
After Cancellation
Once you have successfully cancelled your RAC Benefits Plus membership, you will no longer have access to the benefits and discounts associated with the program. However, if you have paid for any merchandise in full, you can still enjoy the product protection benefits offered by Rent-A-Center, such as the Loss Damage Waiver program and accidental death and dismemberment coverage. Additionally, you may continue receiving marketing communications from Rent-A-Center unless you specifically request to be removed from their contact list.
Alternative Options
If you're cancelling your RAC Benefits Plus membership due to dissatisfaction with the benefits offered, it's worth considering other options provided by Rent-A-Center. For example, they offer a "Own Your Own Way" program that provides flexible options for acquiring ownership of leased products. Additionally, they may have other membership or loyalty programs that could better suit your needs.
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Returning rented items
Rent-A-Center also offers a Lifetime Reinstatement option, which gives you a Comeback Coupon voucher that provides three options:
- Pick up where you left off on the same item
- Switch to a similar item and get three months off the original term
- Share your voucher with a friend who can use it towards a new rental application
Additionally, if you voluntarily return a product before reaching ownership, you'll be given a payment protection voucher. This voucher allows you to reinstate your agreement and pick up your payments right where you left off. You can choose to get the same item back or a comparable one, and the full amount of the voucher will be applied to the new agreement.
It's important to note that you can cancel your rental agreement with Rent-A-Center at any time and return your item in good condition. This flexibility allows you to own the merchandise on your terms while also giving you the option to discontinue the agreement if your circumstances change.
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Rental Protection benefits
Renting-to-own agreements can be a convenient way to obtain items you may not otherwise be able to afford. However, it's important to understand the terms of your rental agreement and the benefits and protections offered.
RAC Benefits Plus is an optional add-on to your rental agreement with Rent-A-Center, providing a range of benefits to protect you and your rented items. Rental Protection is one of the key features of RAC Benefits Plus. This protection covers you in the event that your rented merchandise is damaged or destroyed by a range of issues, including fire, smoke, windstorm, lightning, flood, or hail. It also covers theft of rental merchandise from a locked and secured building with visible signs of forced entry. In these cases, your membership allows you to rent replacement merchandise with a discount ownership plan, so you don't have to start your rental agreement from scratch.
In addition to Rental Protection, RAC Benefits Plus offers an Involuntary Unemployment Waiver, which means that if you become involuntarily unemployed, your rental payments can be waived for four months or up to $1,000. There is also an Accident and Sickness Payment Waiver, which waives your rental payment if you are unable to work due to sickness or injury.
RAC Benefits Plus also provides a range of discounts and deals on dining, food, shopping, travel, entertainment, and professional services. For example, you can enjoy discounts on car rentals, automotive services, and restaurants.
You can cancel your RAC Benefits Plus membership at any time by contacting your local Rent-A-Center store.
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Health and Wellness benefits
Rent-A-Center offers a range of health and wellness benefits to its customers through its RAC Benefits Plus program. This program is an optional add-on to your rental agreement, providing various money-saving opportunities. While these benefits are not a substitute for insurance, they can provide valuable discounts and services to enhance your overall health and wellness.
One of the key health and wellness features of RAC Benefits Plus is 24/7 telemedicine access. This service allows you to connect with licensed medical providers online from any location. You can receive diagnoses and personalized treatment plans, including prescriptions when medically necessary. This can be especially useful for minor ailments or when you are unable to visit a physical healthcare facility.
The program also offers dental, vision, and prescription savings. These savings can help offset the costs of dental and vision care, which are often not fully covered by insurance plans. Additionally, prescription savings can make medications more affordable, ensuring you can access the treatments you need without financial burden.
Furthermore, RAC Benefits Plus provides discounts and deals on dining and food. This includes discounts at restaurants and grocery coupons, enabling you to make healthier food choices while saving money. Eating nutritious meals is essential for maintaining good health and can contribute to overall wellness.
While the specific benefits may vary by state, and not all benefits are available in all locations, the program offers a range of health and wellness advantages to its members. It is important to review the program terms and the availability of specific benefits in your state before signing up.
Remember, you can cancel your RAC Benefits Plus membership at any time by contacting your local Rent-A-Center store.
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Discounts and deals
RAC Benefits Plus offers a wide range of discounts and deals to its members. These include:
Dining and Food
- Discounts at popular restaurants like Applebee's, Chili's, Bob Evans, Cracker Barrel, Logan's Roadhouse, Panera Bread, Papa John's, and more.
- Dining Dough offers 68% savings on $25 dining certificates at local restaurants.
- Discounts on movie tickets and rentals at AMC, Carmike, Cinemark, Malco Theaters, and more.
- Savings on groceries with money-saving coupons.
Shopping
- Discounts on gift cards for popular retailers.
- Cash Back Rewards of up to 50% with Rakuten.
- Discounts on tires from Good Year and other automotive services and products at Meineke Car Care Center, MAACO, and AAMCO.
Travel
- Guaranteed lowest rates and discounts on travel services, including car rentals from Avis, Hertz, National, Alamo, and Budget, with savings of up to 25%.
- Discounts on amusement parks, water parks, concerts, and sporting events.
- CityPass offers admission tickets to popular attractions in cities like New York, Chicago, and San Francisco.
Health and Wellness
- 24/7 Telemedicine services with US-licensed, board-certified medical providers for diagnosis and treatment plans, including prescriptions.
- Dental, vision, and prescription savings.
- Health Services Savings with special pricing and discounts from trusted healthcare providers.
- Discounts on orthodontic services with the Group Dental Discount Plan.
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Frequently asked questions
Yes. You can cancel your optional RAC Benefits Plus membership at any time.
To cancel your membership, contact your local Rent-A-Center store.
Yes, you can continue your membership by simply continuing to make your membership payments at the store, online, or via the app.
RAC Benefits Plus offers a host of money-saving opportunities, including discounts on dining, shopping, travel, entertainment, professional services, health care services, and more.
